In 1958 Chu was born as Yuet Wah Lee in Hong Kong. Her Father was Wai Man Lee. She grew up in Aberdeen, Hong Kong.
Following success in California real estate, they founded Kingston Financial in 1992. The company was named after their son. Chu served as Managing Director, but co-ran Kingston Financial with her husband. The company initially focused on IPO distribution and mergers and acquisitions, finding particular success in 2010 as a top five firm in the latter pursuit.
In 1997 she was "fined...for working as an unregistered dealer." Chu was accused of market manipulation in 2003 by the Securities and Futures Commission.
Chu was given the "Outstanding Chinese Prize" in 2008. In 2012, Forbes Asia listed her as one of their "Women In The Mix", their #35 Power Woman of 2017, their #549 'Billionaire' of 2016, and their #16 out of 'Hong Kong's 50 Richest' in 2016.
In July, 2012, she was named chairwoman of Franck Muller's Asia-Pacific operations.
She married her husband, Nicholas who she met while studying in San Francisco. She has one child named Kingston, who was born in San Francisco, but raised in Hong Kong. In Nov 2015, her son Kingston celebrated his wedding with Kelly Lo in Hong Kong.
As of 2016, Chu is the CEO and Executive Director of Kingston Financial Group Limited. As of 2016, she is the biggest shareholder and CEO of Kingston Financial. According to Bloomberg's League Tables, in 2016, Kingston Financial is ranked the 1st as the leading Placing Agent and Underwriter in Hong Kong with 47 issues. The Group is also ranked the 3rd M&A Financial Adviser in Hong Kong with 22 deals.